Payment Security & Data Encryption
Enterprise-grade encryption, PCI-DSS Level 1 compliance, and 3-D Secure 2.0 authentication safeguarding every interaction.
This policy is formulated in accordance with international consumer protection standards, PCI-DSS Level 1 specifications, and distance-selling practices. All digital transactions are protected by bank-grade TLS 1.3 encryption.
11. Transport Layer Security (TLS 1.3 & AES-256)
All web traffic between your browser and AURA Mobile is encrypted using TLS 1.3 with AES-256 bit authenticated encryption.
The security padlock indicator confirms your private connection is secured with strict HTTP Strict Transport Security (HSTS).
22. Zero-Retention Card Data Policy (PCI-DSS Level 1)
AURA Mobile adheres strictly to a zero-retention architecture for sensitive payment card information.
Card credentials are tokenized directly within the client browser and transmitted straight to banking networks without ever touching or storing on our application servers.
33. 3-D Secure 2.0 & Biometric Verification
Transactions utilize EMV 3-D Secure 2.0 protocol (Verified by Visa, Mastercard Identity Check, American Express SafeKey).
Device-bound biometric authentication (Face ID, Touch ID, Windows Hello) offers frictionless security without passwords.
44. Proactive Antifraud Protection
Our automated fraud scoring analyzes risk parameters in real time to prevent identity theft and unauthorized transactions.
AURA Mobile representatives will NEVER contact you asking for your full CVV code, online banking password, or one-time OTP token.